Your Business Is Probably Owed Money. The Government Won't Call to Tell You.
Tariff refunds, tax credits, and capital programs, we find what you qualify for and get you funded now, not years from now.
No upfront cost to see your eligibility
Key Takeaways
- Who it is for: small and midsize businesses, importers, and commercial property owners
- Cost to start: nothing. One secure intake checks what you may be owed, at no cost
- What we find: tax credits, IEEPA tariff refunds, and incentives your business qualifies for
- Paid sooner: for validated IEEPA refunds of $100K or more, a capital partner can purchase the claim, typically within 10 business days of signing, with no personal guarantee
- Your CPA stays: we work alongside your CPA, not in place of them
- Next step: complete the intake and we will tell you which programs fit
Start Here
Which one are you?
I own a business
Find what you're owed
One secure intake. Our specialists identify the refunds, credits and incentives you qualify for, and you can be funded before the government pays.
I run a CPA or tax firm
The Specialty Tax Desk
Add specialty tax to your practice without hiring for it. Your clients get the credits large companies capture as a matter of course, and your firm earns a fee on every engagement we close out of your book.
I refer clients
Become an Advisor
Introduce the businesses you already know and trust. We do the work, keep you in the loop, and pay you when they recover.
The Process
How Opscale Exchange Works
Complete a Secure Intake
Provide key details about your business through a quick, secure process.
We Find Your Credits
Get Paid Early
We handle the claim, and for refunds of $100K or more a capital partner can purchase it so you don’t have to wait.
What You Will Need for Intake
Not every item applies to every business. After intake we tell you exactly what your programs need.
- All programs: business name, EIN, and a contact for your CPA
- Tax credits: your last three years of federal business tax returns
- IEEPA tariff refunds: CBP entry summaries (Form 7501) or an ACE report of duties paid
- Research and development (R&D) credits: payroll records and a short description of the projects
- Hiring credits: payroll records with hire dates
- Cost segregation: the closing statement or construction costs and the date the property was placed in service
THE OPPORTUNITIES
The Credits, Refunds, and Incentives You May Already Qualify For
R&D Tax Credits
The research and development (R&D) tax credit is a federal credit for qualifying product and process development. Businesses developing products, improving technology, or solving engineering challenges may qualify for significant federal and state credits.
IEEPA Tariff Refunds
Importers who paid tariffs imposed under the International Emergency Economic Powers Act (IEEPA) may be able to recover those duties. Importers may also recover duties when classification, valuation, or trade program eligibility supports a refund.
Energy Incentives
Credits and incentives exist for renewable energy, efficiency upgrades, and infrastructure investments.
Hiring Credits
Incentives may apply when businesses hire from targeted workforce groups or operate in designated zones.
Cost Segregation
Cost segregation is an engineering study that speeds up depreciation to lower current taxes. Commercial property owners may accelerate depreciation through engineering analysis of building components.
State & Local Incentives
Many states offer programs encouraging job creation, investment, and economic development.
Learn more: IRS Research Credit | U.S. Customs and Border Protection trade
The Advance
Get Paid Before the Government Pays You
Sell the Receivable
You assign the right to collect your validated refund to a financing partner. It’s a true sale not a loan. A capital partner buys your validated refund claim, so you receive cash now instead of waiting for the government.
Get Cash in Days
The financing partner wires the advance directly to your business. No personal guarantee. No monthly payments.
They Take the Case
The financing partner waits 6 to 18 months for the government to disburse. You owe nothing back.
Wait for the Refund or Sell It Now
For importers owed $100K or more, here is how waiting compares with selling a filed refund to a capital partner.
| Wait for the government | Sell your filed refund | |
|---|---|---|
| When you get cash | Typically 6 to 18 months | Typically under 10 business days after you sign the purchaser agreement |
| Cash today | $0 | 88 to 92 cents per dollar of the filed refund, set by the capital partner |
| Who collects from the government | You | The purchaser |
| Is it a loan? | No | No. It is a purchase of your refund claim, with no personal guarantee |
| Who it fits | Businesses that can wait | Importers owed $100K or more who want cash before year-end |
Illustrative example
| Filed refund | Purchase price range (88 to 92 cents) |
|---|---|
| $250,000 | $220,000 to $230,000 |
| $1,000,000 | $880,000 to $920,000 |
Illustrative only. The purchase price is set by the capital partner under a separate agreement and is not an Opscale Exchange fee.
Our Network
Trusted Service Partners
Opscale Exchange works with specialized advisory firms and legal professionals. Partners collaborate with your existing CPA to support the claim process.
THE DIFFERENCE
Specialists. Not Generalists. Cash Now. Not Later.
Expert Specialists
Work with professionals who focus on specific tax credits and incentives not broad, one-size-fits-all firms.
Simple, One-Time Intake
Share your information once. We handle the rest no chasing multiple firms or figuring it out yourself.
Aligned With Your CPA
Everything is coordinated with your CPA to fit your existing tax strategy and stay compliant.
Get Paid Before the Government Pays You
Once your claim is validated, access funds upfront, without waiting 6 to 18 months for the government.
IRC §45B Tip Credit Recovery
Turn your tax office into a specialty tax office.
IRC §45B is the federal tip credit. FICA (Federal Insurance Contributions Act) is the payroll tax on tips.
- Your clients get the credits large companies capture as a matter of course.
- Your practice earns a fee on every recovery, plus a first year that cannot leave you out of pocket.
- Our network is the engineers, analysts and study writers the firm was never going to hire.
Powered by Opscale Exchange
Programs the Desk Handles
R&D tax credit
Federal + state
FICA tip and other credits
Service industry
Cost segregation
Property owners
Engineers & study writers
Our bench
Book scan of your client list
Included
Three programs is where firms start, not where the list ends.
Questions
How do I know if my business qualifies?
Most owners don’t, which is the point. The intake takes minutes and our specialists tell you what applies to your business.
Do you replace my CPA?
No. We work with your CPA or tax firm.
I run a CPA firm. Is this the same thing?
No, firms work with us through the Specialty Tax Desk, which brings the specialists, the studies and the process into your practice under your name. See the Specialty Tax Desk →
What does it cost to check eligibility?
Nothing. The intake is free.
How long do government refunds take?
Often 6 to 18 months, which is why a purchase option exists.
Is the purchase a loan?
No. A capital partner buys the validated refund claim. There is no personal guarantee.
Who is this for?
Small and mid-size businesses, CPA firms and advisors.
How are your fees structured?
Checking eligibility is free. Fees depend on the program and are spelled out in your agreement before any work begins. Cost segregation studies, for example, are paid in two parts: 50% when you approve the benefit analysis and 50% when the study is delivered.
What documents do I need to get started?
Usually your recent business tax returns plus records for the programs that fit, such as CBP entry summaries for tariff refunds, payroll records for R&D and hiring credits, or a closing statement for cost segregation. See the intake checklist above for the full list.
See What You Qualify For
One intake. No upfront cost. Find out what your business is already owed.