ERC RECEIVABLE ADVANCE

Stop Waiting on the IRS. Turn Your ERC Refund Into Cash Now.

You did everything right and then the government went quiet. Sell your unpaid ERC receivable to a vetted purchasing group and get paid in days, not years.

A sale, not a loan. No interest, no monthly payments, nothing on your balance sheet.

How funding moves

1

Tell us about your claim

5-minute intake: size, quarters, filing dates.

2

Meet the purchaser

Direct introduction. They price it with you.

3

Get funded

Purchaser wires your proceeds at closing.

This Is a Sale, Not a Loan

You sell the right to a future payment. That's it.

If you work with small and mid-sized businesses, chances are your clients are missing programs they qualify for. Opscale Exchange gives you a way to surface that value without adding to your workload.

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No debt

You sell your right to the future IRS payment at an agreed discount. Nothing to repay.

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No strings

No interest, no monthly payments, no personal guarantee, nothing on your balance sheet.

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No more waiting

Once the purchase funds, waiting on the IRS becomes the purchaser’s problem, not yours.

How It Works

Four steps from intake to cash.

1

Tell us about your claim

A short intake covering your claim size, the quarters you filed, and your filing dates.

2

Meet the purchasing group

We connect you directly with the purchasing group. They review your file and work out a price directly with you.

3

You get funded

At closing, the purchaser wires your proceeds. Our 10% service fee is paid by the purchaser out of the funding. You never get a bill from us.

Why Opscale

We’re not a lender, and we’re not a broker shopping your file all over town. We connect you directly with a purchasing group that buys ERC receivables, and we only get paid when you do. If your deal never funds, you owe Opscale nothing. Nothing in our agreement replaces or changes any agreement you already have with your ERC preparer or advisors.

Get Started Today

Your refund is sitting at the IRS. Put it to work.

We’re not a lender, and we’re not a broker shopping your file all over town. We connect you directly with a purchasing group that buys ERC receivables, and we only get paid when you do. If your deal never funds, you owe Opscale nothing. Nothing in our agreement replaces or changes any agreement you already have with your ERC preparer or advisors.

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Get in Touch

We’d love to hear from you. Whether you have a question, partnership idea, or just want to learn more — our team is here to help.