00
Days
FINAL COVID STIMULUS — FILING OPEN
There's one final COVID stimulus you haven't claimed yet. The IRS wrongly charged you penalties and interest — and you're due a refund.
Two federal courts ruled the IRS had no legal authority to assess penalties and interest during COVID. If the IRS assessed penalties or interest on your returns between 2020 and 2023, you may be owed $1,000 – $10,000+ back.Our service is $0 upfront— you only pay if you receive a refund.
As Reported By
IRS Taxpayer Advocate. April 2026
"Tens of millions of taxpayers may be eligible for significant tax refunds."
The New York Times · May 2026
"The IRS may owe you a tax refund. Here's how to claim it."
The Wall Street Journal · 2026
"Millions of Americans eligible for tax refunds from COVID-era…"
Fortune · May 2026
"Am I eligible for IRS COVID tax refunds? How to qualify."
● 256-bit encrypted
● IRS-permissioned
● View-only access
$0 UPFRONT · NO WIN, NO FEE
Claim what the IRS owes you.
$0
UPFRONT COST TO START
Free review of your IRS records
$0 upfront — no credit card needed
We only get paid if you get paid
Average refund: $2,383 individual · $27,645 business
Takes about 2 minutes · No SSN required to begin
$
0
B+
Already refunded by the IRS
0
Claims checked with OpScale Exchange
$
0
Avg. individual refund
$
0
Avg. business refund
4.9 ★
Customer rating
$0 upfront. Pay nothing until your refund arrives.
- ✓ Free eligibility review
- ✓ No credit card
- ✓ No win, no fee
- ✓ Free eligibility review
- ✓ No credit card
- ✓ No win, no fee
Claim your COVID penalty refund in 3 steps
Two minutes to start. We handle the paperwork. $0 upfront.
1
Create your account
Sign in at the OpScale Exchange Hub. No sensitive data needed to begin — and nothing out of pocket.
2
We scan your IRS records
You grant view-only access to your IRS transcripts. We never make changes, file returns, or modify your account.
3
Get your refund estimate
We email your estimated refund. You review and sign — we handle the rest, including mailing the formal claim.
● FREE · 30 SECONDS · NO SSN
Estimate your refund before you start
A quick estimate of what the IRS may owe you — based on your assessed penalties and interest, plus statutory IRS interest accrued since assessment. $0 to use.
$
YOUR ESTIMATED REFUND
$4,025
Likely range: $3,710 – $4,340
Principal returned
$3,500
Estimated IRS interest accrued
$525
No credit card · $0 upfront · You only pay if you get paid
Estimate only. Actual refund determined after review of your IRS transcripts. IRS underpayment interest applied at ~6–8% statutory rate (varies by quarter) from year of assessment through 2026.
This isn't a loophole. It's a court ruling.
Why the IRS may owe you money
During the COVID-19 pandemic, the President issued a federal disaster declaration. Under longstanding federal law, that declaration should have suspended the IRS’s authority to assess penalties and interest on taxpayers during the declared period.
Despite this, the IRS continued to charge millions of taxpayers penalties and interest on their 2020, 2021, 2022, and 2023 tax returns — collecting money it had no legal right to collect.
Two separate federal courts independently ruled that the IRS lacked authority to assess those penalties and interest. That means taxpayers who were charged are entitled to a refund of what was wrongly taken — at $0 upfront.
U.S. Tax Court
Abdo v. Commissioner (2024)
IRS penalties ruled invalid during disaster declaration period.
Federal Court
Kwong v. United States (2025)
Independently confirmed IRS lacked authority to assess penalties.
Two federal courts already ruled in taxpayers’ favor. Don’t miss the filing window.
The timeline
How we got here — and why you should act now.
.
.
.
2020–2023
The IRS kept charging penalties and interest during COVID
2024–2025
Two federal courts said the IRS was wrong
NOW — Deadline July 10, 2026
Millions may be owed refunds — the filing window is closing
Real refunds. Real people.
★★★★★
"I had no idea the IRS owed me money. The process was incredibly simple — I didn't have to do any paperwork. Two months later I had a check in my hands."
Michael T.
Austin, TX
$3,240 refund
★★★★★
"As a small business owner, I was skeptical. But the $0 upfront model meant I had nothing to lose. We recovered $22,000 we never expected to see again."
Sandra R.
Phoenix, AZ
$22,100 refund
★★★★★
"My CPA didn't even know about this. OpScale Exchange walked me through everything, handled all the filings, and I got my refund without lifting a finger."
James L.
Chicago, IL
$4,810 refund
★★★★★
"I almost missed this entirely. A friend sent me the link with 3 weeks to spare. Took me 2 minutes to start and I'm now expecting a $6,400 refund."
Patricia K.
Miami, FL
$6,400 refund
2,374 claims checked and counting
Questions
How much does this cost?
$0 upfront. You pay nothing to start, no credit card required. We only get paid if you receive a refund — no win, no fee.
Do I need to provide my SSN to begin?
No. You can start the process and get your eligibility review at $0 upfront, without providing your SSN. Sensitive info is only collected when needed to file your claim.
How long does the process take?
About 2 minutes to start. We handle the IRS transcript review, paperwork, and filing. Most refunds are issued within 8–16 weeks of filing.
Is this legitimate?
Yes. Two federal courts (Abdo v. Commissioner, 2024 and Kwong v. United States, 2025) ruled the IRS lacked authority to assess penalties and interest during the COVID disaster declaration. The IRS Taxpayer Advocate has publicly stated tens of millions may be eligible — and it’s $0 upfront to find out.
What is the deadline?
The filing window closes July 10, 2026. After that, the right to claim these refunds expires. Starting at $0 upfront takes about 2 minutes.
Will this affect my current tax filings?
No. We use view-only access to your IRS records. We never make changes to your account, file returns, or modify anything without your explicit signed approval.
The filing window closes July 10, 2026.
Start your claim at $0 upfront in about 2 minutes. No credit card. No win, no fee.